When Agi reaches 120, M.Atk +5%. When Int reaches 200 Gear ASPD +5%.
M.Atk +7% & Max HP +5%. When refining reaches +5, gain M.Atk +3%. When refining reaches +10, gain Ignore M.Def & Gear ASPD +5%. When refining reaches +15, gain M.Atk & Ignore M.Def +5%.
Starting from refined +8, every +1 refining increases Ignore M.Def by 2% (up to 16%).